Truck Protect offers the most comprehensive insurance protection on the road for the most valuable asset of your business–your trucks.
Now, your trucking business can move ahead without worries!
Truck Protect Coverages
Compulsory Third Party Liability (CTPL)– coverage required by law that protects the assured against liability of death or injury to the third party arising from an accident caused by the insured vehicle, subject to the schedule of indemnities incorporated in the policy.
Voluntary Third Party Liability (VTPL) / Excess Bodily Injury (EBI) – this coverage answers for indemnities beyond the limits set forth under the CTPL coverage.
Third Party Property Damage (TPPD) – protects the assured against liability for damages caused by the insured vehicle to property belonging to a third party.
Own Damage (OD) – coverage against damages to the property insured arising from accidental collision, overturning, falling, fire and malicious acts of third party.
Carnap – coverage that indemnifies the assured in case of loss of the whole insured vehicle or parts thereof resulting from the acts of thieves or carnappers.
Personal Accident Insurance Rider (Auto-PA Coverage) – coverage that financially protects passengers (including the driver) of a truck against injury or death arising from a vehicular accident.
Optional Coverage (additional premium required)
Acts of Nature Coverage – covers damages incurred by the insured vehicle caused by earthquake, typhoon, flood, volcanic eruption, lightning, fire and other convulsions of nature.
For more information about Truck Protect, please contact PALANAS INSURANCE SERVICES at (088) 531-0475 or email us at palinserv@yahoo.com.
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PALANAS INSURANCE SERVICES is a privately owned insurance agency offering general lines and traditional insurance products and is duly registered in Oroquieta City, Misamis Occidental, Philippines under registration no. 2797 and an accredited underwriting agent of Standard Insurance Company.
STANDARD INSURANCE COMPANY is one of the leading insurer in the Philippines which provides excellent coverage for accidents, fire and allied perils, motorcar, and bonds, among others.
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