PERSONAL ACCIDENT


Standard Insurance’s Personal Accident Insurance can ease the family’s financial and emotional burdens by providing monetary benefits at a time when finances are greatly strained because of an accident.

Depending on your requirements, Standard Insurance has the ideal coverage that best fits your needs.

Unlimited Personal Accident Insurance

(For Individuals)It provides benefits/indemnity in cases of losses to the person which arises out of an accident. UPA Insurance affords basic protection for the income of the Insured.

Group Unlimited Personal Accident

A Group Insurance that covers an employee/member of a group for a whole year. It covers the said employee/member against injuries sustained 24 hours a day, 365 days a year at home, in the office or at play, anywhere in the world. The plan indemnifies on death or dismemberment directly and proximately caused by violent, accidental, external visible means.

Student Accident Insurance

A group insurance that covers students inside and outside the school premises for a whole year, inclusive of summer vacation. It covers the student against injuries sustained 24 hours a day, at home, in school or at play, anywhere in the world. The plan indemnifies on death or dismemberment directly and proximately caused by violent, accidental, external or visible means.

Travel Accident Insurance

Covers death, dismemberment or bodily injuries caused by an accident while insured is traveling during the period disclosed on the policy. It indemnifies the full principal sum for accidental death or dismemberment.

With medical reimbursement of 10% of the principal sum stated in the schedule.

Family Accident Insurance

Insures you and your family members against death and permanent disablement due to accident exclusive of medical reimbursement due to accident.


For more information about Personal Accident Insurance, please contact PALANAS INSURANCE SERVICES at (088) 531-0475 or email us at palinserv@yahoo.com.


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PALANAS INSURANCE SERVICES is a privately owned insurance agency offering general lines and traditional insurance products and is duly registered in Oroquieta City, Misamis Occidental, Philippines under registration no. 2797 and an accredited underwriting agent of Standard Insurance Company.

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STANDARD INSURANCE COMPANY is one of the leading insurer in the Philippines which provides excellent coverage for accidents, fire and allied perils, motorcar, and bonds, among others.

We Provide Insurance That Covers All Your Needs

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