HOUSE PROTECT

House Protect has the most comprehensive insurance coverage to ensure that your dream house is protected against risks that can endanger your home and your family.

Now you and your loved ones can enjoy your most cherished possession without worries!

Coverage:

1. Property Damage

– Fire and/or Lightning
– Extended Coverage
(Smoke, Falling Aircraft, Vehicle Impact, Explosion)
– Riot, Strike and Malicious Damage (RSMD)

2. Other Coverages

Personal Liability – protects you against legal liability to third party bodily injury and/or property damage that may arise in connection with the client’s obligation as Head of the family or as an employer of the household helper.

*Third party is any person other than the Insured, his family members residing with him up to the second degree of consanguinity or his household helpers.

It also provides cover for Fire Legal Liability and Premises Medical Payments as extensions.

Alternative Accommodation/Loss of Rent – pays for the actual expenses incurred during the reconstruction of the building, rental expenses or loss of rental income in the event of the building becomes uninhabitable following a loss caused by any of the insured perils.

Family Personal Accident Insurance – protects you and your family including household helpers in case of an accident. Coverage includes accidental death and disablement as well as medical and burial expenses.

3. Other Perils that can be covered under Property Damage:

– Earthquake
– Typhoon
– Flood
– Robbery and Burglary
– Broad Water Damage with Bursting and Overflowing of Water Tanks and Apparatus