HMO


Our SME HMO Programme offer is being supported by Generali.

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It caters from minimum of 10 employees.  For this program it covers comprehensive package such as:

1) Emergency Benefit

2) Out-Patient Benefit

3) In-Patient Benefits

4) Diagnostic Procedures (In-Patient/Out-Patient)

5) Dental Benefit

6) Annual Physical Exam

7) Life Insurance Coverage

Our Philinsure SME HMO Programe is supported by Generali. Below is the premium  per person inclusive of Riders:

GYRT ( 50,000) , APE and Dental coverage. Attached excel file is the Generali Benefits, lists of accredited

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For more information about SME HMO Programe, please contact PALANAS INSURANCE SERVICES at (088) 531-0475 or email us at palinserv@yahoo.com.


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PALANAS INSURANCE SERVICES is a privately owned insurance agency offering general lines and traditional insurance products and is duly registered in Oroquieta City, Misamis Occidental, Philippines under registration no. 2797 and an accredited underwriting agent of Standard Insurance Company.

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STANDARD INSURANCE COMPANY is one of the leading insurer in the Philippines which provides excellent coverage for accidents, fire and allied perils, motorcar, and bonds, among others.

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