1. Fire Insurance provides protection against loss or damage caused by fire and lightning, with optional extensions for windstorm, earthquake, and other allied risks. 2. Earthquake Fire covers loss or damage caused by fire resulting from an earthquake. 3. Earthquake Shock protects against structural damage caused directly by seismic shock. 4. Typhoon Coverage applies to completed, fully enclosed buildings and their contents. 5. Flood Coverage protects against rising water due to typhoon, cyclone, or windstorm. 6. Explosion Coverage applies to fire damage caused by explosion, excluding pressure‑based equipment. 7. Aircraft/Vehicle Impact covers direct damage from aircraft, falling objects, or land vehicles. 8. Smoke Damage covers loss caused by sudden, unusual, faulty operation of heating or cooking units. 9. Riot/Strike & Malicious Damage protect against loss caused by public disturbance, vandalism, or intentional acts. 10. Extended Covers include Burglary, Plate Glass, Electronic Equipment, Machinery Breakdown, Deterioration of Stocks, and Business Interruption—with packaged options for House, Business, and Office.
For more information about Fire and Allied Perils Insurance, please contact PALANAS INSURANCE SERVICES at 09566724560 or email palinserv@yahoo.com.
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PALANAS INSURANCE SERVICES is a privately owned insurance agency offering general lines and traditional insurance products and is duly registered in Oroquieta City, Misamis Occidental, Philippines under registration no. 2797 and an accredited underwriting agent of Standard Insurance Company.
STANDARD INSURANCE COMPANY is one of the leading insurer in the Philippines which provides excellent coverage for accidents, fire and allied perils, motorcar, and bonds, among others.
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