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🚗 Motor Insurance – Comprehensive Coverage for Your Most Exciting Possession

Car Protect gives you complete insurance protection for your vehicle, letting you buckle up and drive without worries.

Core Coverages

• Compulsory Third Party Liability (CTPL) — Legally required protection against liability for death or bodily injury to third parties caused by your insured vehicle.

• Voluntary Third Party Liability (VTPL) / Excess Bodily Injury (EBI) — Additional coverage beyond CTPL limits for third‑party bodily injury claims.

• Third Party Property Damage (TPPD) — Covers liability for damage your vehicle causes to third‑party property.

• Own Damage (OD) — Protects your vehicle against accidental collision, overturning, fire, falling objects, and malicious acts.

• Theft — Covers loss of the entire vehicle or parts due to theft or carnapping.

Add‑On Coverages

• Personal Accident Insurance Rider — Free coverage for passengers and the driver against accidental injury or death from a car accident.

• Personal Accident Insurance for Named Insured — Free 24‑hour worldwide accidental death coverage for insured individuals aged 18–65, with no application form required.

• Roadside Assistance Program (RAP) — Free towing and emergency services for clients with comprehensive cover in case of accidents or mechanical breakdowns.

Optional Coverages (additional premium)

• Acts of Nature — Covers damage caused by natural disasters such as earthquakes, typhoons, floods, volcanic eruptions, lightning, and other convulsions of nature.

• Loss of Use — Provides transportation allowance for up to 15 days while your vehicle is being repaired.

Contact Us

For more information about Car Protect, please contact PALANAS INSURANCE SERVICES at 0956 672 4560 or email palinserv@yahoo.com.